I don't know if it is a good time but I am doing it anyway. I am getting little money so just by saving I would never get in comfortable position financially. I have to invest if I want to get anywhere in this world. So I may as well invest into Hive since I already invested 7+ years of my life in to it...😛 all in to the Hive train.
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If you have extra fiat, I think you can do well by picking up HIVE. Easy 30 - 50% by just holding, plus passive returns from various sources. I agree with you 100% to make nice money, you have to have skin in the game.