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🧵 2. Average interest rate for 30-year fixed mortgages dips slightly, sparking a rush to refinance homes as rates drop 33 basis points in a month.

🧵 3. Refinance index hits strongest week since May 2022; conventional, FHA, and VA applications on the rise, says MBA economist Joel Kan.

🧵 4. Home purchase mortgage applications only up 3% amid high prices and low supply, with some buyers waiting for further rate drops.

🧵 5. Refinance share of mortgage activity increases to 48.6%, signaling heightened interest in current market conditions as CPI report looms.