Regarding pt. 5, I know pCUB is speculative by xpCUB is not. The number always go up since the vault autocompounds your earnings. Obviously it's a long-term play and personally, I am not looking at the price much.
Moreover, when xpCUB lending is launched, you will be able to use your stake as collateral to get instant crypto loans that are self-paying. If the price of PolyCUB keeps going down, you will take some more time to repay. The only debt is time.
There's a risk of price swings, no denying that, but the future value prop is high. That's my personal opinion though. NFA. xD
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