Nah, I think savings are good as they are. Liquidity pools need to grow. The ones Leofinance created, the ones on Hive-Engine, and I heard talk about a potential HBD-HIVE LP natively (just talk so far). The HBD bonds Task would like implemented would also be tradable on the second layer with no locking, while HBD is locked.
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A HBD-HIVE LP could work. Does the current native market charge fees on trades? If not, implementing a 0.25% transaction fee that goes towards HBD stabilizer or the DHF would be a no-brainer if you'd ask me.
Currently, there is no fee for using the internal market. And I'd keep it like that. If an LP is created, that's another deal, fees would incentivize liquidity providers to participate.