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Nothing it set in stone it doesnt seem. But it is being tossed out there in both these posts.

We will see where people enter the mix at. It seems from those that commented that 30% is favored.

I will be curious to see what threats people do see, if any. Security should always be of utmost concern.

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If it is a witness variable, we can change it as needed

No it's not, otherwise Blocktrades wouldn't talk about changing it via a hardfork. The yield for HBD in savings is a setting for witnesses. Maybe you mistaken them because they are both currently set at 10%.

I meant it should be coded as a witness variable in the upcoming hardfork so it can be quickly adjusted as needed.

You are correct. Not sure if it should be added as a witness parameter though. Kind of sensitive stuff (although so is the price feed and others), but yet again maybe I'm paranoid, we've been through JS takeover and puppet witnesses.