I agree it can be difficult to track financial matters which is why I took the time to simplify my process a while ago so that it's easier. I don't have to refer to it other than to review and amend the plan every six months or so and I have a good idea what I can spend, or shouldn't spend, most of the time. I'm not one who needs to spend much to be honest, I care for the things I have and don't feel the need to get new things for the sake of having new things. That helps.
Thanks for your comment.