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It is certainly a huge achievement for me. Thinking long term is a good approach. Putting HBD into savings is a good way in long term. I am planning for decades (maybe lifetime) with this. Good luck and all the best.

You are right we should think for the long term. I'll be out my HBDs as well for the savings as soon as ill receive. But still I had to do a lot if work to get big achievements.