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As far as I can tell the conversion rates to top up are about what I see for current market rates...either way it's definitely way better than what I was paying to convert to USD through Coinbase.

Good to know!
Thanks for your feedbacks, I might give it a try 😉

I actually have another question, on top of the perks, do you earn interests on the MCO you stake during this 6 months lock up? (I mean the 50 or 500 MCO that you stake to get the card)

Hey, sorry for the slow reply...you get 6% APR interest rate on your MCO tokens, paid in MCO tokens weekly.