You highlighted a lot of important points with proper explanation to them, additionally, we are in a modern age and the hunger for more amidst peers, friends and family is alarming. It will be good not to trust friends and families with private keys when not necessarily
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Seriously bro. That's why I keep my identity hidden and I have stopped sharing info about my crypto investments to my family and friends. Too dangerous and most people don't care anyway. Soo..!