Yes, but we must keep in mind it is a double edged sword, it is easy to see the pros because they are huge. HBD is, as the name suggests, backed by HIVE so it can be considered just another form of HIVE. The pro is it drives HIVE adoption, the con is that we have an inflation of 20% on the supply of HBD, which is almost 10% of the mcap of HIVE, so almost 2% inflation on top of the HIVE inflation, doesn't sound like a lot, but as HBD grows in supply it won't be negligible.
But again, it is a double edged sword, to me it seems like a worthy investment in the community, to advertise Hive, we pay a bit of mcap now but we will surely get a nice growth and a healthier userbase with this investiment in the high interest rate. We just need to be mindful to avoid loopholes, because financial lopholes, like flash loans, can crash ecosystems.