Thanks for this article, Mark, which is very informative! 🙂
I'd even say you've chosen not to express in it your personal view on the trend you describe - even if I'd be interested in knowing it, lol.
What would - or could - be a bank's part in a deeply "crypto-ized" economy (like it seems it's giving its first steps here, in El Salvador)? Wouldn't DeFi, decentralized exchanges and algorithmically regulated currencies eliminating the need for intermediaries also mean that banks will be deleted, in the new state of things we're building?