These days, if someone talks about certain things they would or wouldn't do... I smile inwardly and I tell them, ' Virginity is a lack of opportunity
What I am always trying to point out to them is that they can't really tell how they will react to circumstances unless it happens to them. So, they could go on and on about what they would or wouldn't do because they haven't been there, or done that.
And the truth is, you can't really know a person until circumstances present themselves.
Again, it takes someone who has had a lot of unlearning and relearning about his finances to make the right call when he wins the jackpot.
I am saying this because, in the past, I know that every time, I wonder, 'What would I do if I have so and so amount of money? I usually thought of all the flashy things I would buy, and the spending I would throw each dollar on.
After I had learned a bit about money and how it's supposed to work when those thoughts come around, I am often surprised because I no longer think of buying those liabilities, this time I think of assets, which portfolio I would put the money, which asset class, and in terms of my personal life, I think of how I can beat inflation and curtail lousy spending by buying basic needs in bulk and storing them up to last for a certain period. Something of this nature.
And whenever, I am done, I often pat myself on the back because I feel I have really grown out of my old mindset and I am starting to embrace a different mindset... One channeled towards financial stability.
:D
Which is why experience is essential for being a good judge of character - and erven then it fails often enough to be wary.
I think that your change in thinking is reflective on your change in content consumption and behavior too - where you "are what you eat" and start to resemble surroundings.
And I agree completely