I agree. With web 3, the fair cry that there's no money to invest will be taken away because one can earn from zero. And then put those earnings to work for them.
All that's needed is to use the time they often spend on web 2 platforms without earning anything to make passive income for themselves by showing up, accumulating, staking, and making those earnings work.
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Web 3.0 is going to be drive, in part, by network effects. That will help to attract money to those destinations, further increasing the wealth generated in those areas.
When people have stake via tokenization, they are able to benefit financially in ways that are not present at the moment.
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