Maybe a bit of both. I got into cryptos a bit more due to the winter and lockdown here in Melbourne.
Some of my friends invested into cryptos, including, some into their SMSF (Self Managed Super Funds) along with Silver, Gold & Real Estate.
Cryptos are becoming more accessible and mainstream.
I think there needs to be more consolidation to the number of coins available -also, how practical are ERC20, tokens, etc when they try to emulate a decentralised platform with real world application.
Perhaps, just like when Etrade entered the stockmarket, making it easier for the average punter to take a step into that world, so too, will Crypto add another option to the peasantry. :)
I have had more around me getting interested and putting their toes in lately - I think people in the know are seeing the signs that they have to do something. Hopefully it is a sign of good things to come.