Maybe it is time to. Never too late to set financial goals. It doesn't have to follow the usual year calendar. I hope you do come up with one. This is what has helped me stay focused and determined here on Hive.
Before now I was lacking direction on here. Another great reason goals are important, they help you stay focused and stay through to a particular course. I hope to see you grow a lot over here. Best wishes man as you come with a goal of yours.