Having a true DEX is nice but wouldn't it be troublesome to convert into fiat? After all, fiat requires a bank or some financial institution to convert them and I find that it will be tough because those are weak points that can be hit by the government/regulations.
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Not necessarily fiat. That would probably be an issue. Just other coins (bitcoin?) we can then use as on or off-ramp.
I've just seen a survey by Hive Keychain, where one of the questions is about it becoming multichain. That would be another very interesting solution. A second-layer solution, which would go around some of the issues of having this on the first layer.