It's a hard question to answer. I think having money will reduce the hardship they get, but at the same time, I don't know if I trust charities. There have been too many scams in regards to that and I guess it just differs from person to person. I think it's better to give it to your family than to charity but then again, I am not as rich as those wealthy people.
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You're right, charitable organisation can be scam and money laundering schemes, however there are good ones and there are people who still chooses it. In my opinion, I have a family, and I'll give it to them.