I also thought the same when I was a kid but when I started learning things online, I changed my mind. Maybe it's due to the politics but it favors one side over the other most of the time and you end up losing quite a bit of wealth if it doesn't work out. Maybe it's just in the US, but I just don't think people really think about the commitment before it happens.
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It's not in the US alone, although I think it's generally a human thing. However it can differ from people to people and their cultural background as well.
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