I think it's nice to see that your card went well. Are there different tiers for your card? Or does the virtual one doesn't have any? Or do they just give you more perks for paying monthly?
Nice progress.
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Here you can see all , if this helps
https://crypto.com/cards
It looks like you got the answer already... Different tiers require CRO token staking and from my bad experience with WXT tokens, I didn't want to go into that territory... 😂