BTC and ETH is basically wallstreet money at this point. The amount of funds available to the investment funds is huge. However you are correct in the fact that people will have made huge life changing money. If they just start up their own chains or invest in smaller projects, the entire ecosystem will grow and wall street can't buy everything.
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Yeah. I think Ethereum ends up as the banker chain.
In the end, it will be something that they control. With the way PoS is shaping up there, it wont be that hard for them. It will just require money, which they have plenty of.
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I think the next iteration of Eth will become a pivot