The point was to decentralize, not to offer "our technology" to centralized entities so they can make the products, and oftentimes brand them as their own
PnP will have tax implication somewhere along the way to Government as well as individual, no matter which crypto you spend will be brought to book the minute you convert conversion is happening through an exchange somewhere at spot rate.
Once BTC or any form of Crypto has mass acceptance/adoption, coin to coin ratio not coin to fiat there is disparity.
!BEER
So far we're far away from achieving that at large scale.
Going to take awhile, it will eventually.