2017 was the first time a lot of people experienced the bull Market and of course more people made mistakes but inasmuch as we haven't really seen a perfect bull, I think this time the experience will make people make better choices.
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LOL somehow I doubt that, greed and consumerism tend to get the better of even the most leveled heads! Yes there will be a few that learned their lesson but in less optimistic that a bigger number won’t be thinking about blowing their cash earnings