I would agree with you as well. Pal network was the first second-layer project on hive and it was formed by the splinterlands' CEO and it didn't live up to expectations. No matter the downsides of Leofinance, they've managed to establish the belief that second-layer projects can actually do well. They just need to do better in some aspects. For example, undertaking one project and finishing it to the letter.
Thanks for always watching and the feedback, we value it.