It must have been a really rough experience.
Regardless of how little, being indebted to someone is not an easy thing to experience. If you are the type that always wants to pay your debt without being coerced, it will even become more hurtful for you to know that someone someone has your name in their debtors book.
I'm glad that you are back on track. I'd hope that you would be free from this sort of experience in the nearest future.
100%
And I'm grateful for the lessons learned by going through this experience.
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