It's true that banks and bankers have gotten a bad name over the years for doing things that are wrong and against the law. Cryptocurrency is a good option for many people because it can do many of the things that banks do. However, this won't happen overnight. People have every right to complain when banks lend money without thinking, but it's important to remember that easy money isn't always easy to get. In reality, it's getting harder and harder to get a loan, and this tightening of lending standards will have consequences that some people might not like.
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