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Certainly I agree with that. Have to have some speculation. Nothing wrong with some lottery tickets. However, to have a full portfolio like that is insane.

For me, I probably have too much in the speculation. That is why I am adding to my HBD regularly.

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I have more than I'd like to admit in highly speculative assets, which is not what I suggest people do. I've been in the game too long I guess lol. I need more HBD for savings though.

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