Hello! You're the one that donated money to me for pizza day. Thank you again. If I understand things correctly, I earn the same whether I trigger an interest payment every month or any other frequency. Is that right?
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That is correct. However by claiming every month you can compound on interest. Also, if you don’t claim for a while and APR changes, I think you will get paid at current APR. Not sure.
My biggest fear is the de-dollarization could make our HBD go down rapidly in BTC or Hive terms because it is pegged to the USD. It already has happened many times. So it does make sense to have some HBD in interest and some BTC and perhaps some real estate.