I focus on both… been putting little bits in HBD for a while now, while growing my HP.
Will continue with that.
Got 185 HBD in saving right now… I see this as a very save investment, for the long term. Even if the APR would go down again.
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It is a terrific investment and starting with 185 and adding to it will help. I have a feeling the 20% will be around a while.
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Ok, great…
I will add to it gradually like I already was doing.
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