I was also talking about this the other day, I am trying to save up as much as I can esp these days and rather than choosing a saving account that is extremely accessible, I do the 3 or 4 months period cycles. It's helping me thus far and I am happy for it. Atm, I am finally comfortable with my spending and being able to save up too.
These days I allocate 10% to savings and 5% to different kinds of saving instrument, I am trying to cast my net far and wide rather than just relying on one type of savings hehe
That’s great! I think it’s important that you have a financial sense like that. There’s a lot of people who don’t care or don’t have the desire to be able to figure out how to come up with strategies to save money.
15% savings split around is a really good thing! We haven’t saved as much the last several months for various reasons but hopefully getting back to that soon!