Programmable money combined with financial surveillance is the "killer app," and in more ways than one. When the economy as a whole needs to get going, programmable money is adjusted for everyone. When political enemies need to be targeted, programmable money acts on those specific people.
Negative interest rates, more frequent expiration dates, targeted sanctions against citizens, "credit" score tracking, unprecedented surveillance for what can't be caught on camera, ...
Cash won't be rendered totally useless; the currency notes can become collectors' items. The coinage can be used for poker chips.
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Very very accurate. I hope the masses will wake up and realize this and stand for their freedom.