Pensions aren't a sure thing, either. Repeatedly throughout history (even in 20th Century) govenments have raided pensions 4 any number of reasons.
Not even keeping money under the mattress is safe. Loss happens due 2 thieves / inflation.
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Hahaah... I like how you mentioned pension. That was a topic I explored 3 weeks ago and I think there will be a time when government will run out of pension money for pensioners. To be fair, it's already happened in a country like Nigeria.
There is no assurance when money is involved.
Pensions are just someone else investing for you lol.