There are at least 2 reasons to use the thing, and both are minimal at best:
- Payments;
- In the case of the stablecoin, on/off ramp to centralized exchanges.
As tools for DeFi or anything else, I can't say one way or the other.
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From what I know there won't be any stable.
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That is a very possible outcome. In that case, we need to make sure that HBD is the last one.
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I am more inclined towards the defi, since it would be a monument without utility, unless this terra 2 will be PoS and applications can be developed.
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