I'm sure it can be optimized. But centralized payment processors are also under competitive pressure to optimize.
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I'm sure it can be optimized. But centralized payment processors are also under competitive pressure to optimize.
Sure they are. The difference is there are networks on top of networks. The entire financial system is hodge podge mess.
Plus they still have the fees that are gouging people globally.
It is going to be an interesting race.
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And for large sums there's bureaucracy.