A welfare state promotes a lot of irresponsibility. Either underinvesting, because "the public will take care of me" or going all-in on moonshots for the same reason.
I've kind of come full circle on money. I never really cared for it, then when I had kids and my time horizon started stretching, I started taking it more seriously, which is when I discovered bitcoin.
Now I only care for money because it lets me buy crypto.
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