I was born and raised in America and served in the Military. In Hive I noticed everyone uses the disclaimer "I am not a financial advisor, I am not an expert, this is not financial advise, just my opinion"
I have always found this disclaimer a bit funny because who in their right mind would take financial advice from an anonymous author.
After reading your post I will take that disclaimer more seriously as I had no idea how litigious people are.
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