This is a really concerning topic. Like the points you've raised above there isn't the same level of protection in cryptocurrancy as there is with banks. Nothing will stop someone searching for high amounts of crypto and then attending the person's property and robbing them.
In Australia there are limits to the amount of public available information about someone's money. I.e. rich elites in Australia have their assets hidden from public knowledge. Their excuse was that if people knew how much money they had, they would be at risk of abduction and extortion.
That same risk applies to the lower end, let's be honest. Crypto saw a huge boom many years ago now. A time when many of us missed out. So the majority of people aren't millionaire or billionaires. But possibly a there would be people with thousands to 100s of thousands. Even if its just investment.
Having publicly visible wallets and then personal information available makes those people a risk.
There are no safety mechanisms. If someone is robbed at an ATM there are cameras and if you enter your pin number backwards triggers an emergency response.
Nothing will stop or prevent someone from breaking into your home and forcing you to transfer your crypto.
Bad laws.