I don't feel it worked against me. I was not a part of the pump, but I was still able to get 20% over the long run.
If we want to take advantage of the moves, we must keep our HBD liquid, then we can't get the 20%
It's not working against us, its our choice.
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I wasn't talking at a personal level. That's a choice, of course. And I love the 20% APR! But for the stability of HBD in the very short term, that's been detrimental.