You are totally right. Taxpayers pay. Governors and big corporations play to be entrepreneurs with taxpayers' money.
In Italy we say "it's easy to play rich with other people's money".
From a presentation, I got this nice image that represents quite well your point
Captions are in Italian, but they say:
Bank, Government, Investors
It was a presentation about traditional investments.
There is a lot of imbalance in the world - if you look under the table cloth in the picture, you find 95% of people without even a bone.