Saving Goals for 2025
The new year is just around the corner, and that means it's time to start thinking about your saving goals for 2025. If you're like most people then you'll probably want to save more money. We know that is the case here at MMO! But it can be tough knowing where to start.
In this blog post, we'll give you some tips on how to create saving goals that are both realistic and achievable. We'll also discuss some of the best ways to save money for your specific goals. We will even introduce you to a savings club right here on the Hive blockchain!
Tips for Creating Saving Goals
1. Be specific.
The more specific you are, the easier it will be to track your progress and stay motivated. For example, instead of just saying "I want to save more money," try setting a specific goal like "I want to save 1000 HBD for a new gaming computer."
2. Make it measurable.
This means setting a specific amount that you want to save. This will help you track your progress and make sure you're on track to reach your goal.
3. Make it attainable.
Don't set yourself to fail by setting unrealistic goals. Start with small attainable goals and gradually increase them over the course of 2025.
4. Make it relevant.
Your goals should be relevant to your overall financial goals. For example, if you are a Silver Blogger and you're saving for retirement then you'll probably need to set a different goal than if you're a Gen Z saving for a down payment on a house.
5. Set a deadline.
This will help you stay motivated and on track, as we are talking about 2025, it would help if that deadline is within the next 12 months!.
6. Get a Savings buddy and/or join a Savings club/community.
Best Ways to Save Money
Creating our savings goals is just the beginning. How are going to achieve those goals? So let's take a look at some of the best ways to save money.
1. Create a budget.
This is the best way to track your spending and identify areas where you can cut back.
2. Set up a savings account.
This will help you keep your savings separate from your current/checking account and make it less likely that you'll spend it.
You can of course saving cash or even crypto. For example take our Hive blockchain, you can save HBD and even receive 15% APR if you send it to your savings account!
You could even still physical money in a jam jar or cookie tin under the mattress.
3. Automate your savings.
This means setting up a system where a certain amount of money is automatically transferred from your current/checking account to your savings account each month.
In the UK there are save the penny accounts, where if you set it up, every time there is a transaction debited from your account it gets rounded up to the nearest pound and the difference in pennies is sent to your save the pennies account.
4. Invest your money.
This is a great way to grow your savings over time. There are plenty of staking opportunities in crypto where your invested savings will grow. When you stake a coin you will grow it over time.
5. Get a side hustle.
This can be a great way to earn extra money that you can put towards your savings goals. Now here at MMO side hustles are our thing baby! Why not make a habit to check out our latest side hustles? You know it will get your savings on thrack to hit your 2025 goals!
6. The 1p Saving Challenge.
Starting with saving 1p on January 1st, the Penny Savings Challenge for 365 Days shows you how to Save £667.95 a Year in 2025. You can change to any currency you want, but the result is still the same!
7. Savings Clubs.
Joining a savings club or community is a great way to bounce ideas off people and feed off the feel good factor with everyone working on the same aims... To save money.
Did you know on Hive we have one of the best savings clubs we have ever seen? Yes, The Saturday Savers Club is run by @eddie-earner and @shanibeer providing the brains and writing input. MMO will be participating in the club for 2025.
We are not going to tell you what you should be saving for, nor telling you how much you should be saving, that is up to you to decide. All we can do is give you some tips and tools.
We hope these tips help you create saving goals that are both realistic and achievable for 2025. Remember, it's important to start small and gradually increase your goals over time.
With a little planning and effort, you too can reach your 2025 savings goals.
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Thank you that is brilliant!
Go for it, @mmonline! Set your sights on that new target and keep pushing forward. Remember, every small step brings you closer to your goal.
!hiqvote
1 and 2 are super important to make a good goal. I'll try to make better goals next year
We look forward to seeing you at the top 😉
😍
Thank you for the mention! With the help of all the members, Saturday Savers Club is putting together next year's programme - It's looking quite exciting!
Right now, we're collecting nominations for the Savers of the Year award. First Prize is 25 EDSMMs 🤑.
Good luck with MMO - I look forward to working with you in 2025 😍
I think 2025 is going to rock for SSC and hopefully MMO too 🤞
The Savers of the Year is a great idea and that is a cracking first prize too!
@tengolotodo, the HiQ Smart Bot has recognized your request (1/2) and will start the voting trail.
In addition, @mmonline gets !PIZZA from @hiq.redaktion.
For further questions, check out https://hiq-hive.com or join our Discord. And don't forget to vote HiQs fucking Witness! 😻