This is whole lot to ponder.
Your mum is really wise to have raised you carefree leaving herself to bother with the responsibilities.
The school curriculum really needs to improve.
My dad made several wrong financial moves that got even we the kids involves in an ugly way.
From his decisions I have learnt alot of lessons.
Never to repeat his mistakes and am pushing hard to learn to do the right thing finance wise.
That's what we can do. Learn from their and our mistakes. Forget them and move on.
Thanks for sharing