I agree on the importance of the HBD bonding idea. I think it will have a positive impact on Hive price.
When I look at the HBD bonding concept from an investor's point of view, 1 year seems like a very long term. If there are options such as 20% return for 1 year, 18% return for 3 months, 15% return for 1 month, it can appeal to a wider investor group. Thus, the total average cost of the funding would decrease.