Thank you for sharing your situation.
As long as you can understand the fundamental difference between Good debt and BAD debt and make decisions accordingly then you will be fine.
Good debt has the potential to increase your net worth or enhance your life in an important way. Bad debt involves borrowing money to purchase rapidly depreciating assets or only for the purpose of consumption.
I would recommend reading this book called Happy Money by Ken Honda to cultivate a good relationship with money.
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