To be honest, I think the whole concept of retirement and financial planning for retirement is rather outdated.
In the future, and thanks to crypto, we will be able to live from passive income so the plan should be to be build the system of passive income rather aim towards a lump sum and then stop working.
there is a point of distinction with the term 'retirement' where we go from working to not working but in reality, and in the future, this will be much more blurred as we simply alter our lifestyle to suit our current situation in life.
Nothing wrong with saving up obviously, but I think it becomes a non-sensical obsession to aim for an exact amount of money to simply stop working at an exact time.
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