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RE: It's not how much you earn. It's how much you spend.

in LeoFinancelast year

It can be done. It's just not that fun to do it.

And I decided to save the $35 i was spending on coffee every week. 1155 bucks so far this year.

But in the long run it's amazing to achieve bigger goals than a coffee. You have the right idea by cutting out the small stuff and it will pay off for the future. 51 cents to the pound is severe so you will need every cent of it.

I've never heard of a "maybuys" function before. but it sounds like a useful tool for budgeting. I have a change jar on my account. Every time that you use your card it rounds to the nearest euro and puts the loose change in your savings account. Our one goes towards the wedding and it all adds up over time.