I'm surprised more people didn't take advantage of the 20% interest while it was available. 20% is even higher than my credit card's interest payments. Becomes hard to sustain as the base effectively doubles every 3+ years.
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It's still at 20% for now.
Yeah it is for now. I've been converting my HBD to Hive these days because I think there's more upside there but 20% "risk-free" is definitely attractive.