Surely the solution is to spend less than you earn but, in order for this to be achievable, you need to make a budget.
Accurate down to the penny, of course.
Programming is the best way to make things work.
Surely the solution is to spend less than you earn but, in order for this to be achievable, you need to make a budget.
Accurate down to the penny, of course.
Programming is the best way to make things work.
I was busy with the office the entire week and could barely make time for my own adventure in finance.
About the budget, since this is the first time I am doing this and I have no references.
I know how to manage resources in the office but when it comes to my personal life I am a mess. :-(
BTW how much time do you spend planning the budget? And what does yours look like?
Eh eh with your own money it seems increasingly difficult.
I go like this with my entries:
50% for necessities (food, bills, fuel)
20% dedicated to investments.
20% dedicated to savings.
10% to the fun.
Often the fun progresses and then I dedicate 30% to investments.
It doesn't take long at the beginning of the month I do all the accounts, divide the money and go!