Usually, money changes people a lot... If we take a look at all these famous celebrities who weren't rich before, their lifestyle changes a lot... But, it's true that among them there are not a few who can't bear the pressure... Then we see suicides, drug problems, etc...
I did think about those things, changing a lifestyle... You are earning more, you sell your Dacia and buy a Porsche... But, the main thing is if you do that, you should have enough money to maintain that Porsche in the future... I saw numerous examples in my surroundings that have done that mistake... Bought a huge house on mortgage, counting on their ONE source of income for the next 30 years... Or, again, buying a car and after a first problem, can't pay for a repair, leaving the car in a garage for years...
because I don't believe my lifestyle would change significantly.
I think the same, but it's easy to say when you are NOT there... :) We think that we are STRONG that the money wouldn't change us, but we can't know that... I hope we will be tempted to test it... hehehehe
!PIZZA
Maybe if I were be in my 20s, the risk would be higher to get a big ego and start throwing money left and right. You are right, we can't know until we are tempted. But we are usually tempted in bull markets, and so far I haven't seen any sign...
if you count buying an apartment as a temptation, then I was tempted to do it a month ago... Somehow, I have calculated that it's better to keep crypto and wait a bit more... Maybe I was wrong... :)
In that way I was tempted too. And I chose the same way. But I see this more like industry hedging, at some point.