Its hard to cut people down about exciting investment platforms, ethereum is kinda cool, but at the same time there is extremely toxic dapps that create atrocious news stories about cryptocurrency.
It makes me sad when I see those old mount gox horror stories, new decentralized exchange mediation is exciting, but at what cost?
We are just starting to see the tip of the iceberg of the cost of the DEX bubble.
I think Hive will be fine because of the blogging utility, thats valuable on its own in censorship resistance context.
Binance will be fine due to large holdings.
Waves and Stellar I am still studying because their platforms haven't reached their full potential yet, hopefully they can survive the coming defi apocalypse.