You are right those who achieve their goals did it because they kept trying and when they had the opportunity they grabbed it and didn't let it go.
There are people who find that opportunity, as you rightly say lottery winners, but since they didn't do the work to get it they don't know how to keep it and that's why they lose it. I believe that success is something between 70%-90% skill, work and preparation and 30%-10% luck.
-SV
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