I believe in leo finance. I was missed in leo airdrop (I was very late in claiming PAL airdrop) but in recent market crash I have purchased 2x of the LEO that I might had received if I had claimed my PAL airdrop in time.
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It is never too late, LEO is dirt cheap compared to when it was between 0.2 to 0.3 Steem. I have bought thousands of LEO as high as 0.275 and I am still buying ;)